No Minimum Checking
There is no minimum balance required. You are allowed 25
debits per monthly statement cycle. There is a charge of $.50 per debit
transaction (withdrawal, check paid, automatic transfer, or payment out
of your account)
for all debits over 25 per month.
No charge with $100 minimum balance. $5.00 service charge, plus a
charge of $.20
per debit transaction (withdrawal,
check paid, automatic transfer, or payment out of your account) if balance falls below minimum.
Flat $2 charge per month.
Interest paid on average daily balance. Minimum balance $500 or average
monthly balance of $800. If you drop below the minimum balance, there
is a $9.00 service charge, plus charge of $.15 per debit transaction (withdrawal, check paid, automatic
transfer, or payment out of your account).
Same as NOW account with no minimum balance required. Must be age 55 or
over to qualify.
Peoples State Bank offers a
wide variety of loans. All decisions are made locally and normally
within 24 hours. Stop in and see Bob or Jim at Madison Lake or Mike at Eagle Lake. They will be happy to talk
with you about any credit needs you may have. See us for car loans,
home loans, personal loans, agricultural loans, or small business
Peoples State Bank offers its
account holders the Advantage Debit card. This card allows you to make
purchases at any Merchant that displays the VISA symbol. The money
comes out of your checking account just like a check. No need to write
a check or dig out your ID. Once you’ve tried it,
you’ll find yourself using it at all Merchants that accept
this form of payment.
The Advantage Debit card works
in almost any ATM worldwide for easy access to cash.* To locate a
surcharge-free ATM, click here.
Now is the time to find out how
easy it is to use a debit card. Not only is it fast, but it saves you
money. Why buy checks when one card will do? It’s fast, easy,
Visa card has multiple layers of security, making it the safe way to
pay online. Protect your card from online fraud with Verified by
Visa. Verified by Visa password protects your card for free.
Get started today by clicking here.
If you are interested in more
information, please call or stop in and ask any of our friendly staff.
To report a lost or stolen
Debit card, please call 257-3544. After business hours, you can call Advantage
Beginning October 25, 2010,
Peoples State Bank will offer Internet PIN Debit- a simple, secure new
way to pay with your Advantage Checkcard online. For more information
please access the following website -
http://paysecure.acculynk.com/pulse. This PULSE-branded consumer
education website includes a demo, FAQs, an up-to-date participating
merchant list, special
merchant offers, and more.
*You may be charged a small service fee
($1.00-$2.00) at select ATM machines.
Peoples State Bank offers
convenient online banking. Enjoy the convenience of banking from home,
work, or anywhere there's a computer with Internet access. Peoples
State Bank online banking puts you in control of your finances, 24
hours a day, seven days
a week. Sign
up for online banking here!
offer the following:
State Bank is locally owned and operated. We will do our best to meet
your financial needs.
Certificates of Deposit
Safe Deposit Boxess
ATM (at Eagle Express)
*NOTICE OF EXPIRATION OF
THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING
operation of federal law, effective January 1, 2013,
noninterest-bearing transaction accounts no longer will be insured by
the FDIC as a separate ownership category. Thereafter, NIBTA deposits
at an IDI will be aggregated with any other deposits held by the same
person in the same ownership category, with the total insured up to the
standard maximum deposit insurance amount, which is currently $250,000.
The term “noninterest-bearing transaction account” includes
a traditional checking account or demand deposit account on which the
insured depository institution pays no interest. It also includes
Interest on Lawyers Trust Accounts (“IOLTAs”). It does not
include other accounts, such as traditional checking or demand deposit
accounts that may earn interest, NOW accounts and money-market deposit
For more information about temporary FDIC insurance coverage of
transaction accounts, visit www.fdic.gov.
Web site and all contents ©
Copyright PSB Madison Lake 2006, All rights reserved.