Home
Services
Contact
us
Privacy Policy
Online
Banking
Sign
Up for Online
Banking
Online
Fraud
FDIC
US
Savings Bond
City
of Madison Lake
|
|
|
Online
Fraud
We
are aware of fraudulent e-mail scams and phone calls that ask you
for your account
information. Please be aware that we will never request account holder
information via e-mail or over the phone phone. Also, our debit
card provider does
not
request account information via e-mail or over the phone.
What is
phishing?
"Phishing"
is a growing internet scam in which consumers receive emails that look
like they
from financial institutions or other legitimate companies asking for
personal
information such as name, account numbers, credit card numbers and
passwords.
These emails have links that direct you to a website to supply the
requested
information. The link you click may launch a program that infects your
computer
and the site it takes you to is designed to look like the official site
but it
is just trying to "phish" for your data.
Steps to identify and avoid
becoming
a victim of phishing:
- Never
provide your personal information in response to an unsolicited
request,
whether it is over the phone or over the Internet. Bank employees will never ask for your user ID,
password, or any other personal information such as your social
security number
or account number. E-mails and
Internet pages created by phishers may
look exactly like
the real thing. They may even have a fake padlock icon that
ordinarily is
used to denote a secure site. If you did not initiate the
communication, you
should not provide any information.
- If you believe the contact may be
legitimate, please contact Peoples State Bank by calling 507-243-3511.
Remember, you can also find phone numbers and websites on monthly
statements,
or you can look the company up in a phone book or on the Internet.
- Never provide
your
password over the phone or in response to an unsolicited Internet
request.
Peoples State Bank would never ask you to verify your account
information
online. Thieves armed with this information and your account number can
help
themselves to your savings.
- Check your credit card and bank
account statements regularly and look for unauthorized transactions,
even small
ones. Some thieves hope small transactions will go unnoticed. Report
discrepancies immediately.
What is vishing?
Vishing combines the techniques of "phishing," which uses e-mail, with
"voice," which uses phone methods, to obtain sensitive information from
customers.
We have been informed that Advantage cardholders have received calls
stating that their debit cards have been compromised or have fraudulent
activity happening. The calls are automated recordings which
prompt customers to enter their card numbers, expiration dates, and
PINs. The phone numbers being called are primarily cell phones. The
card processor does not maintain phone numbers, and these are
fraudulent calls. Do not
provide your confidential information if you receive such a call.
Steps to
avoid phishing, vishing, and online fraud:
*NOTICE OF CHANGES IN
TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a
“noninterest-bearing transaction account” are insured in
full by the Federal Deposit Insurance Corporation from December 31,
2010, through December 31, 2012. This temporary unlimited coverage is
in addition to, and separate from, the coverage of at least $250,000
available to depositors under the FDIC’s general deposit
insurance rules.
The term “noninterest-bearing transaction account” includes
a traditional checking account or demand deposit account on which the
insured depository institution pays no interest. It also includes
Interest on Lawyers Trust Accounts (“IOLTAs”). It does not
include other accounts, such as traditional checking or demand deposit
accounts that may earn interest, NOW accounts and money-market deposit
accounts.
For more information about temporary FDIC insurance coverage of
transaction accounts, visit www.fdic.gov.
Web site and all contents ©
Copyright PSB Madison Lake 2006, All rights reserved.
Contact
Webmaster
|
|
Peoples State Bank of
Madison Lake
